Commercial Liability

from Somers Agency

Protecting your Lorain businesses

General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Somers Agency recommends that all businesses have general liability coverage in place.

  • Professional Liability Insurance (Errors & Omissions)

    Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Somers Agency recommends that all professional and technology companies have E&O coverage.

  • Employment Practices Liability Insurance (EPLI)

    Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Somers Agency recommends considering this type of coverage.

  • Directors and Officers Insurance (D&O)

    D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other business insurance products and services, call us and we’ll help make sure you’re properly covered.

Ready to find out more? Ready to buy?

Start saving today
Get a Business quote

We know how to find discounts on business insurance you may not find on your own. Give us a call, or get a quote online today.

Lorain Commercial Liability insurance

Bookmark our mobile website
m.somersagency.com

Conveniently access customer service and claim info directly from your cell phone. Read more.

Somers Agency
5311 Leavitt Rd Suite 100
Lorain Ohio 44053

440-324-3447
8:30AM - 5PM Mon - Fri